Frequently Asked Questions about Car Insurance Help

Here are the answers to the most commonly asked questions about car insurance help.

How can I apply for car insurance help?

You can apply for car insurance help by clicking "apply now" anywhere on our site. You will give us some basic information on our free application, and we will then connect you with major insurance carriers who can give you quotes on policies.

Will my credit affect my car insurance premium?

Most insurance carriers do check your credit as part of the underwriting process. The reasoning behind this is that carriers view people with poor credit as a higher risk to insure. If you have credit challenges and are looking for car insurance help, our site is a great tool to help you shop around for the best quotes. Some companies can still offer lower premiums for customers with credit challenges.

Do I have to pay to apply for car insurance help?

No, our application is completely free and you are under no obligation by filling it out. We will provide you with at least 4-5 quotes free of charge.

Are you an insurance company?

No, we are not an insurance company, which means you can trust our information to be objective and fair. We are simply a free online referral service that seeks to match customers with insurance carriers who can bring them low-cost car insurance help.

How can I keep my premiums low?

To find a low premium when you first take out a policy, you have to comparison shop. That is what makes our site so convenient-we do your car insurance help comparison shopping for you. You will see quotes from major carriers side-by-side to help you compare. Once you've found a policy, you can keep your premium low by not making claims, avoiding tickets and moving violations, and not having accidents.

How high should my deductibles be?

Remember that deductibles and premiums are inversely related. That is, the lower your deductibles are, the higher the cost of your policy will be. If you are willing to take the risk of having to pay a high deductible when you file a claim, then you can save considerably by raising your deductibles. Avoid accidents and keep premiums low by checking out our Defensive Driving Tips page.